Terms and Conditions

1. Acceptance of Terms

By accessing or using the Firm Stewardolance website, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not use the Service. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

Firm Stewardolance provides AI-supported data analysis and general informational content intended to assist non-technical investors in understanding risk-adjusted strategy concepts. The Service is offered on an "as is" and "as available" basis. Nothing on this website constitutes personalized financial, investment, tax, or legal advice, and no output generated by the Service should be relied upon as a guarantee of any particular outcome.

3. No Investment Advice

Any information, analysis, or strategy recommendation presented through the Service is provided for general educational and informational purposes only. It does not take into account your individual financial situation, objectives, or risk tolerance. You should consult with a qualified, licensed financial professional before making any investment decision. Past performance, hypothetical illustrations, or model outputs are not indicative of future results.

4. Eligibility and Account Responsibility

You must be of legal age in your jurisdiction to use the Service. If any part of the Service requires registration, you agree to provide accurate and current information and to keep your login credentials confidential. You are solely responsible for any activity that occurs under your account.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of applicable regulations;
• Attempt to reverse-engineer, decompile, or disrupt the underlying systems or infrastructure;
• Copy, resell, or redistribute content from the Service without prior written consent;
• Introduce malicious code, or attempt unauthorized access to any part of the Service;
• Misrepresent your identity or affiliation when interacting with the Service.

6. Intellectual Property

All content on the Firm Stewardolance website, including text, graphics, logos, and software, is the property of Firm Stewardolance or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, no part of the Service may be reproduced, distributed, or used to create derivative works without prior written permission.

7. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by Firm Stewardolance. We are not responsible for the content, accuracy, or practices of any third-party sites. Your interactions with any third-party service are solely between you and that third party.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Firm Stewardolance makes no representations or warranties of any kind, express or implied, regarding the operation, accuracy, reliability, or availability of the Service. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Firm Stewardolance and its affiliates, officers, employees, or partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Firm Stewardolance and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without prior notice, if we believe you have violated these Terms or engaged in conduct that is harmful to the Service, other users, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Firm Stewardolance operates, without regard to its conflict of law provisions. This section should be reviewed and finalized based on your specific corporate and jurisdictional circumstances.

13. Changes to These Terms

We may revise these Terms periodically to reflect changes to our Service or for legal, regulatory, or operational reasons. The updated version will be posted on this page with a revised "Last updated" date. We encourage you to review these Terms regularly.

14. Contact

If you have any questions about these Terms, please contact us via the details provided on our Contact page.